Other Options & Tips For You
Get Pre-Qualified
Getting pre-qualified for a home loan as your first step can make the
rest of the home buying process less stressful. No one likes surprises
when getting a mortgage. Pre-qualification gives you an idea of what
price range to look into and gives you a general idea of what your terms
and payments will be. Let us help you get pre-qualified and get started
on the right foot!
First Time Buyers
We've helped thousands of people get into their first homes and it's
rewarding for us every single time! With several options out there
specifically for first time home buyers, we will walk with you through
the process of pre-qualification, down payment assistance, help you
find that perfect place or refer you to a real estate agent you can trust,
go over your loan options and help you figure out what payment works best.
Lower Down Payments
Depending on your financial situation you may want to consider a lower down payment when financing your home. Regardless of your credit and income situation you may actually have different options to purchase a home with little or no money down but there are pros and cons to each decision. Let us walk you through the different options you might qualify for (conforming loans with PMI, FHA loans, VA loans, etc). How much you decide to put down on your home, what you want your payments and interest rates to me, whether you have to carry PMI, and other variables must all be decided after making your own personal calculations and what monthly payment you can afford. We'll give you all of your options!
Investment Home or Other Property
If you're looking to purchase a second home or investment property we can help with that too. We don't skip any steps here either; by going through the entire process from pre-qualification to signing your loan documents we're there every step of the way.
Debt Consolidation
Are you looking to refinance and pay down high interest debts? We can help you lower your monthly payments, freeing up capital to pay down high interest debts and saving you money in the long run. Let your investment do some of the work for you.
If you're not quite sure what you need or even where to start, don't worry about it! We're here so that we can find the right options and ultimately the program that's right for you. We'll advise you of your options and make recommendations on what's best for you and your situation. Call us at (303) 757-5424 or E-mail us and we'll get all of your questions answered!