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Purchasing a Home

Finding real estate and getting a home loan with Macro Financial Group means that we will handle the entire process.  You'll feel like a pro whether you're buying your first home or you are an experience home buyer.  With a myriad of programs, locations and moving parts, it's easy to feel stressed about the process even before you've started.  Our progress updates on your loan status helps keep you informed and stress free while you await your final approvals.  

In today's competitive and ever-changing housing market, there are thousands of banks, wholesale lenders and individuals wanting to lend you money.  Let us navigate the process for you to get the very best program, interest rate, and terms for your individual situation.  It's always a good thing to have options, right?

FHA Loans
FHA Loans typically require a smaller down payment and are more flexible with credit challenges and income limitations.  Designed for the first time homebuyer, FHA loans come in fixed or adjustable terms and are often coupled with grants and other housing assistance programs.


Adjustable Rate Mortgage

Choose a 5 or 7 year ARM instead of a traditional fixed rate mortgage and pay less over the first years of the loan.  You'll get the lowest rates that are available to you while saving money in the short term.  Let us help you determine if this option is the right choice for you!

VA Home Loan

If you're an eligible military member, veteran, or spouse of a veteran you may be able to finance up to 100% of your home, or buy a new home with no down payment.  You may be able to avoid mortgage insurance as well!  You and your family get great rates and save money every month, which is what our service members and their families deserve!

Jumbo & Super Jumbo

Jumbo and Super Jumbo loans can offer higher end financing that traditional loans are out of range of.  These are typically more difficult to secure but with our expertise and relationships they won't be for you.  Let us analyze all the factors of your situation to ensure the best possible rates and programs for your larger loans.  As a mortgage broker we have access to more programs than your typical bank or credit union for your jumbo or super jumbo needs. 

USDA

Living in Colorado has its perks, one of them being our beautiful vast open spaces.  Buying a home with the U.S. Department of Agriculture mortgage program might be the option for you!  Since it is part of the Rural Development program, in 2014 for example, the USDA was able to invest almost $20 billion to help nearly 140,000 families buy and improve their homes.  The program is designed for maximum impact by improving the quality of life in rural areas and boost their local economies.  With low interest rates, no down payments, and flexible terms this might be your chance to get into the property of your dreams.

Reverse Mortgage

A home equity conversion mortgage (HECM) or "reverse mortgage" is a special type of home loan for older homeowners (62 years or older) which requires no monthly mortgage payments and allows you to convert a portion of the equity of your home into cash while avoiding selling the property outright.  Although you are still responsible for your homeowners insurance and property taxes, you are able to supplement your income, pay off your mortgage, or even pay for healthcare expenses!  A reverse mortgage may be the right choice for you. 

If you're not quite sure what you need or even where to start, don't worry about it!  We're here so that we can find the right options and ultimately the program that's right for you.  We'll advise you of your options and make recommendations on what's best for you and your situation.  Call us at (303) 757-5424 or E-mail us and we'll get all of your questions answered!

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